£GetQuids

Zopa Biscuit Referral Review

Zopa Biscuit referral review covering the £20 bonus, £200 deposit condition, expiry date and who should consider it.

Rating

4.1/5

Best for

Users who want a no-switch bank-account referral with a moderate pay-in.

Zopa Biscuit is a useful mid-value referral because it avoids a full bank switch. The key friction is the £200 deposit and short offer window.

Pros

  • Clear £20 reward
  • No full bank switch
  • Lower deposit than many switch deals

Watch-outs

  • Must deposit £200
  • Short expiry window
  • Referral cap may apply

Who it suits

This suits someone who wants a straightforward app-based bank-account referral without moving Direct Debits or salary payments.

Main watch-outs

Use the referral link before the expiry date and deposit within the required window.

Check the live Zopa terms because referral caps and timing can change.

Current related offer

Full claim instructions are on the Zopa Biscuit offer page.

FAQ

Does Zopa Biscuit require a bank switch?
No. The GetQuids offer is a referral account-opening offer, not a CASS switch.
How much do I need to deposit?
The current GetQuids offer page lists a £200 deposit within 30 days.

Last updated 17 June 2026. Reviews are informational only and not financial advice.